Financial Planning Services

Financial Planning Services Defined

When you hear the term “Financial Planning,” you may think of a savings account, maybe some stocks, or that thing at work that you have deducted from your paycheck. If that’s your definition of “Financial Planning,” you need to keep reading so that you can flesh out that definition and have a better understanding of the importance of setting financial goals and creating a plan to achieve them.

Our definition of “Financial Planning Services” at O’Brien & Panchuk entails a broad range services that you can employ to help your money create the greatest return for you and your family. If you work with our qualified investment professionals, we can help you obtain your long-term financial objectives. We do this by creating a strategy that is designed to achieve your goals.

This can include things like tax planning, retirement planning, and creating an estate plan.

I’m Not Sure What I’m Looking For

That’s not unusual. If you haven’t given financial planning much thought or you haven’t reviewed what you currently have in quite some time, it’s hard to find a place to start. But an experienced financial planner like Tom O’Brien and Max Panchuk will work with you to determine what you do what.

Tom and Max will ask you about the age you want to retire, how you plan to provide for your family, whether you want to donate to charities, and other detailed questions that will draw a clearer picture of what you want and how to they can go about getting it for you with a wise investment strategy for your money.

Is This Complicated?

Yes, there are hundreds of companies who want to sell you a fund or an investment plan. There are all types of IRAs, trusts, long-term care insurance packages, mutual funds, index funds, and other great-sounding products that make it look so easy to make money. However, it’s hard to choose the right ones and to know that you’re making the right choice.
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Let us help you with your Financial Planning Needs

Sometimes, it’s easiest to do nothing. But if you do nothing, your money will do nothing. Sure, you can ignore this, but your money won’t make the potential gains that it could and should. You need to work with an experienced financial planning firm who will advise you.

Don’t get lost without a Financial Roadmap

Financial planning can be as difficult or as easy as you want to make it. Doing it yourself is one way to make it hard. And it can be time-consuming and frustrating.

One thing that everyone must have is a financial plan. Sounds pretty obvious, since this is financial planning. But you’d be surprised how many individuals do not take a step back and look at their complete financial picture. That’s what tax and accounting professionals like Tom O’Brien and Max Panchuk do. They examine where you are no, and where you want to be in 10 or 20 years.

If you’re a baby boomer and haven’t considered your financial goals and retirement plans, identifying them is critical. With health care costs continuing to increase, you need to take steps now to plan ahead. Make sure you have adequate health insurance and that you have a firm grasp of Medicare, Medicaid, and long-term care insurance. Look at your investments and determine if they will fund your retirement. The financial planning and tax firm of O’Brien & Panchuk can help you create the roadmap that leads you to a successful retirement and allows you to do the types of things you want, such as helping your grandchildren with college or making a long-term charitable contribution.

“Great work follows great fit. We  promise our clients award‑winning and  strategically designed experiences for a  digitally driven world.”

Israel morris | business OWNER

In 2007 I started a non profit 501c3 corporation to promote arts programs in public elementary schools. I was in need of a reliable professional accountant that could help me through the process of implementing a strong and well planned accounting program. Max Panchuk was recommended and his support, skill, and dedication has been more than I ever expected.

Steve Petersen, CEO | Steve Petersen Productions, Inc. 501c3

“Great work follows great fit. We  promise our clients award‑winning and  strategically designed experiences for a  digitally driven world.”

Thomas Doe | business OWNER
Call us: (760) 424-2246